The Newfoundland and Labrador Federation of Co-operatives (NLFC) launched its Co-operative Incubator Program in 2023 to further support emerging co-ops across the province and strengthen the co-op development ecosystem.
Designed as a first-of-its kind initiative in Newfoundland and Labrador, the pilot brought together aspiring co-op groups, experienced mentors and sector experts to turn community–driven ideas into incorporated co-operatives.
Pilot project overview
The Co-operative Incubator Pilot Project had three key goals:
• Increasing public education and awareness of co-operatives
• Supporting groups to reach incorporation
• Building long-term capacity for co-operative development expertise
Participants took part in the Pilot which included:
• 14 workshops and training sessions delivered by 20 expert facilitators
• Dedicated mentorship from experienced co-op leaders
• Peer learning through cohort-based programming
• Access to seed funding
Four groups successfully completed the program and incorporated new co-operatives in late 2024.
Meet the Pilot participants
Four groups successfully completed the program and incorporated new co-operatives in late 2024.
Meet the Pilot participant: Newfoundland and Labrador Composting Co-operative

Focused on addressing environmental sustainability and waste reduction, this co-operative works to expand composting access and promote sustainable practices across communities.
Where are they now?
The Newfoundland and Labrador Composting Co-operative has grown to 27 members, including individuals interested in supporting composting initiatives and others actively working to expand composting services in their communities.
The co-operative operates virtually and has continued building visibility across the province through participation in events such as the MUN Social Enterprise Fair, Seedy Saturday, CNA Sustainable Production Day, Community Ideas Festival, and local farmers’ markets. The group has also secured funding through the Community Capacity Building program to support the development of its Strategic Plan.
Participant Reflections
Reflecting on their experience in the incubator, the group shared this:
“The program was an invaluable opportunity that helped the group cross the finish line. Incorporating a co-operative involves a lot of work and specific expertise that none of us had.”
The group also highlighted mentorship as one of the most valuable aspects of the program, noting that the guidance and support they received helped them navigate incorporation, governance, and organizational development challenges.
Ongoing & Future Work
The Newfoundland and Labrador Composting Co-operative continues to focus on compost literacy, community engagement, and expanding composting initiatives across the province. The group has hosted presentations, workshops, and hands-on projects that promote awareness around composting and environmental sustainability.
Currently, the co-operative is developing a grant proposal to support new composting pilot projects focused on education, site development, and impact research. Looking forward, the group hopes to create a consulting package that will help other communities develop composting programs while generating sustainable revenue for the co-operative.
Meet the Pilot participant: New Assurance Co-operative

Aiming to provide accessible and community-driven insurance solutions, this co-operative explores new approaches to financial services grounded in co-operative values.
Where are they now?
The New Assurance Co-operative has grown by 2 members and continues to strengthen its organizational foundation. During its recent AGM, members approved significant bylaw amendments that will allow more people to participate in the co-op through new membership categories and engagement opportunities.
The co-op is currently collaborating with an organization in Ontario to develop a comprehensive business plan and is undertaking research and data collection initiatives to support future projects and long-term sustainability.
Participant Reflections
Reflecting on their experience in the incubator, the group shared this:
“The NLFC Co-operative Incubator Program played an important role in our development. We especially valued the sessions where we were able to connect with people already working in co-operatives and community organizations, learning from their experiences and insights.”
The group also highlighted the value of mentorship and community engagement throughout the program, noting that the support they received helped them refine their ideas, strengthen their planning, and move confidently from concept to incorporation.
Ongoing & Future Work
The New Assurance Co-operative continues to explore and develop new business opportunities that align with its mission and community needs. While the funding applications submitted have not yet been successful, the co-op views these experiences as valuable learning opportunities that have strengthened its understanding of project development and funding readiness.
The co-op is focused on completing its business planning process, expanding participation through its updated membership structure, and advancing research initiatives that will support future ventures and sustainable growth.
Meet the Pilot participant: Killick Coast North Seniors Co-operative

Created to support the aging populations in Bauline, Flatrock, and Pouch Cove, this co-operative focuses on improving quality of life, connection, and services for seniors.
Where are they now?
The Killick Coast North Seniors Co-operative has grown from 5 members to 29 members and expanded its activities throughout the community. The co-operative regularly uses the Town of Pouch Cove facilities and other community spaces to host events and programming.
The group has also successfully secured support from several organizations, including the New Horizons for Seniors Program, Active NL, the Lions Club, the Wellness Coalition, and Newfoundland and Labrador Credit Union.
Participant Reflections
Reflecting on their experience in the incubator, the group shared this:
“The support we received from many governmental and non-governmental organizations was phenomenal and inspiring. NLFC’s Pilot program was foundational and without it we probably would not have been able to get the co-op off the ground (as fast as we did and as a co-operative).”
The group also highlighted the value of strategic workshops, especially one facilitated by Ken Kavanagh in helping them navigate organizational growth and planning.
Ongoing & Future Work
The Killick Coast North Seniors Co-operative currently provides a variety of social and educational services, while also supporting members through transportation assistance, computer coaching, meal delivery, friendly visits, and pet care.
As the organization continues to evolve, the group is focusing on strengthening its volunteer base and scaling programs to better support existing members and available volunteer capacity. Their current focus is on building sustainable growth while continuing to serve seniors in their community.
Meet the Pilot participant: Women’s Fishing & Cultural Co-operative

This co-operative centers on women in the fisheries sector, creating opportunities for economic participation while preserving cultural knowledge and practices.
Where are they now?
The Women’s Fishing & Cultural Co-operative has grown into an eighty-member producer co-op focused on sustainable growth, collaboration and community empowerment. The co-op has continued to grow its work through new partnerships and research initiatives focused on sustainability and local industry development. The co-operative recently secured a grant from the Co-operators Development Fund to support a feasibility study exploring a bioregional pet food partnership with the Expertise Hub Co-operative.
The group is also collaborating with the Marine Institute’s circular economy project to develop non-commercial sample pet food products using locally sourced marine resources.
Participant Reflections
Reflecting on their experience in the incubator, the group shared this:
“Our involvement with the co-operative Incubator opened a window into a different way of thinking about how people can work together, one rooted in equity, shared purpose and mutual strength.”
Participants reflected on how the program supported both their creative and entrepreneurial growth, while deepening their understanding of co-operatives as community driven spaces where everyone’s contributions are valued.
Ongoing & Future Work
The Women’s Fishing & Cultural Co-operative is actively building relationships with local partners to source commercial fish by-products suitable for production, helping create a more sustainable and circular local supply chain. They are also conducting market research into pet food purchasing habits and hosting workshops and community events that encourage engagement and connection.
Internally, the co-operative is continuing to define member roles and strengthen its organizational structure to support long-term sustainability and future growth.
Looking ahead
The success of the Co-operative Incubator Pilot Program laid out the foundation for the expansion of the program in 2026, which was launched province-wide.
The Pilot demonstrated that the right combination of training, mentorship, peer support and resources, communities across the province can successfully develop and sustain co-operatives.
As these new co-operatives continue to grow, they represent the power of co-operation, building stronger, more inclusive, and more resilient communities across the province.